{
  "nombre": "Euríbor a 12 meses — medias mensuales",
  "descripcion": "Serie de medias mensuales del Euríbor a 12 meses, el índice de referencia de las hipotecas variables en España.",
  "url": "https://www.hipotecas.me/euribor-hoy",
  "catalogo": "https://www.hipotecas.me/datos",
  "actualizado": "2026-10-22",
  "coberturaTemporal": "2020-10/2026-09",
  "idioma": "es-ES",
  "editor": "hipotecas.me, portal hipotecario y broker inscrito en el Banco de España (E569)",
  "licencia": {
    "nombre": "Dato oficial: se reutiliza según las condiciones de su fuente",
    "url": "https://www.bde.es/wbe/es/pie/aviso-legal/",
    "atribucion": "Banco de España (Euríbor a 12 meses, índice oficial calculado por el EMMI)"
  },
  "comoCitar": "Banco de España (Euríbor a 12 meses, índice oficial calculado por el EMMI); serie recopilada por hipotecas.me (2026-10-22). https://www.hipotecas.me/euribor-hoy",
  "fuentes": [
    {
      "nombre": "Banco Central Europeo — Euribor 1 year, media mensual",
      "url": "https://data.ecb.europa.eu/data/datasets/FM/FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA"
    },
    {
      "nombre": "Banco de España — Euríbor a un año",
      "url": "https://si-api.bde.es/apifb/catalogo/datos/BE_1_000.M.EUR.E3.M12"
    }
  ],
  "notas": [
    "Las revisiones de las hipotecas variables usan la media del último mes cerrado (filas con provisional = no)."
  ],
  "descargas": {
    "csv": "https://www.hipotecas.me/datos/euribor-12-meses.csv",
    "json": "https://www.hipotecas.me/datos/euribor-12-meses.json"
  },
  "columnas": [
    {
      "id": "mes",
      "descripcion": "Mes (AAAA-MM)"
    },
    {
      "id": "euribor_12m_media_pct",
      "descripcion": "Media mensual del Euríbor a 12 meses, %"
    },
    {
      "id": "provisional",
      "descripcion": "sí = mes en curso, media todavía no cerrada"
    }
  ],
  "total": 72,
  "filas": [
    {
      "mes": "2026-09",
      "euribor_12m_media_pct": 3.247,
      "provisional": false
    },
    {
      "mes": "2026-08",
      "euribor_12m_media_pct": 2.954,
      "provisional": false
    },
    {
      "mes": "2026-07",
      "euribor_12m_media_pct": 2.855,
      "provisional": false
    },
    {
      "mes": "2026-06",
      "euribor_12m_media_pct": 2.798,
      "provisional": false
    },
    {
      "mes": "2026-05",
      "euribor_12m_media_pct": 2.804,
      "provisional": false
    },
    {
      "mes": "2026-04",
      "euribor_12m_media_pct": 2.747,
      "provisional": false
    },
    {
      "mes": "2026-03",
      "euribor_12m_media_pct": 2.565,
      "provisional": false
    },
    {
      "mes": "2026-02",
      "euribor_12m_media_pct": 2.221,
      "provisional": false
    },
    {
      "mes": "2026-01",
      "euribor_12m_media_pct": 2.245,
      "provisional": false
    },
    {
      "mes": "2025-12",
      "euribor_12m_media_pct": 2.267,
      "provisional": false
    },
    {
      "mes": "2025-11",
      "euribor_12m_media_pct": 2.217,
      "provisional": false
    },
    {
      "mes": "2025-10",
      "euribor_12m_media_pct": 2.187,
      "provisional": false
    },
    {
      "mes": "2025-09",
      "euribor_12m_media_pct": 2.172,
      "provisional": false
    },
    {
      "mes": "2025-08",
      "euribor_12m_media_pct": 2.114,
      "provisional": false
    },
    {
      "mes": "2025-07",
      "euribor_12m_media_pct": 2.079,
      "provisional": false
    },
    {
      "mes": "2025-06",
      "euribor_12m_media_pct": 2.081,
      "provisional": false
    },
    {
      "mes": "2025-05",
      "euribor_12m_media_pct": 2.081,
      "provisional": false
    },
    {
      "mes": "2025-04",
      "euribor_12m_media_pct": 2.143,
      "provisional": false
    },
    {
      "mes": "2025-03",
      "euribor_12m_media_pct": 2.398,
      "provisional": false
    },
    {
      "mes": "2025-02",
      "euribor_12m_media_pct": 2.407,
      "provisional": false
    },
    {
      "mes": "2025-01",
      "euribor_12m_media_pct": 2.525,
      "provisional": false
    },
    {
      "mes": "2024-12",
      "euribor_12m_media_pct": 2.436,
      "provisional": false
    },
    {
      "mes": "2024-11",
      "euribor_12m_media_pct": 2.506,
      "provisional": false
    },
    {
      "mes": "2024-10",
      "euribor_12m_media_pct": 2.691,
      "provisional": false
    },
    {
      "mes": "2024-09",
      "euribor_12m_media_pct": 2.936,
      "provisional": false
    },
    {
      "mes": "2024-08",
      "euribor_12m_media_pct": 3.166,
      "provisional": false
    },
    {
      "mes": "2024-07",
      "euribor_12m_media_pct": 3.526,
      "provisional": false
    },
    {
      "mes": "2024-06",
      "euribor_12m_media_pct": 3.65,
      "provisional": false
    },
    {
      "mes": "2024-05",
      "euribor_12m_media_pct": 3.68,
      "provisional": false
    },
    {
      "mes": "2024-04",
      "euribor_12m_media_pct": 3.703,
      "provisional": false
    },
    {
      "mes": "2024-03",
      "euribor_12m_media_pct": 3.718,
      "provisional": false
    },
    {
      "mes": "2024-02",
      "euribor_12m_media_pct": 3.671,
      "provisional": false
    },
    {
      "mes": "2024-01",
      "euribor_12m_media_pct": 3.609,
      "provisional": false
    },
    {
      "mes": "2023-12",
      "euribor_12m_media_pct": 3.679,
      "provisional": false
    },
    {
      "mes": "2023-11",
      "euribor_12m_media_pct": 4.022,
      "provisional": false
    },
    {
      "mes": "2023-10",
      "euribor_12m_media_pct": 4.16,
      "provisional": false
    },
    {
      "mes": "2023-09",
      "euribor_12m_media_pct": 4.149,
      "provisional": false
    },
    {
      "mes": "2023-08",
      "euribor_12m_media_pct": 4.073,
      "provisional": false
    },
    {
      "mes": "2023-07",
      "euribor_12m_media_pct": 4.149,
      "provisional": false
    },
    {
      "mes": "2023-06",
      "euribor_12m_media_pct": 4.007,
      "provisional": false
    },
    {
      "mes": "2023-05",
      "euribor_12m_media_pct": 3.862,
      "provisional": false
    },
    {
      "mes": "2023-04",
      "euribor_12m_media_pct": 3.757,
      "provisional": false
    },
    {
      "mes": "2023-03",
      "euribor_12m_media_pct": 3.647,
      "provisional": false
    },
    {
      "mes": "2023-02",
      "euribor_12m_media_pct": 3.534,
      "provisional": false
    },
    {
      "mes": "2023-01",
      "euribor_12m_media_pct": 3.337,
      "provisional": false
    },
    {
      "mes": "2022-12",
      "euribor_12m_media_pct": 3.018,
      "provisional": false
    },
    {
      "mes": "2022-11",
      "euribor_12m_media_pct": 2.828,
      "provisional": false
    },
    {
      "mes": "2022-10",
      "euribor_12m_media_pct": 2.629,
      "provisional": false
    },
    {
      "mes": "2022-09",
      "euribor_12m_media_pct": 2.233,
      "provisional": false
    },
    {
      "mes": "2022-08",
      "euribor_12m_media_pct": 1.249,
      "provisional": false
    },
    {
      "mes": "2022-07",
      "euribor_12m_media_pct": 0.992,
      "provisional": false
    },
    {
      "mes": "2022-06",
      "euribor_12m_media_pct": 0.852,
      "provisional": false
    },
    {
      "mes": "2022-05",
      "euribor_12m_media_pct": 0.287,
      "provisional": false
    },
    {
      "mes": "2022-04",
      "euribor_12m_media_pct": 0.013,
      "provisional": false
    },
    {
      "mes": "2022-03",
      "euribor_12m_media_pct": -0.237,
      "provisional": false
    },
    {
      "mes": "2022-02",
      "euribor_12m_media_pct": -0.335,
      "provisional": false
    },
    {
      "mes": "2022-01",
      "euribor_12m_media_pct": -0.477,
      "provisional": false
    },
    {
      "mes": "2021-12",
      "euribor_12m_media_pct": -0.502,
      "provisional": false
    },
    {
      "mes": "2021-11",
      "euribor_12m_media_pct": -0.487,
      "provisional": false
    },
    {
      "mes": "2021-10",
      "euribor_12m_media_pct": -0.477,
      "provisional": false
    },
    {
      "mes": "2021-09",
      "euribor_12m_media_pct": -0.492,
      "provisional": false
    },
    {
      "mes": "2021-08",
      "euribor_12m_media_pct": -0.498,
      "provisional": false
    },
    {
      "mes": "2021-07",
      "euribor_12m_media_pct": -0.491,
      "provisional": false
    },
    {
      "mes": "2021-06",
      "euribor_12m_media_pct": -0.484,
      "provisional": false
    },
    {
      "mes": "2021-05",
      "euribor_12m_media_pct": -0.481,
      "provisional": false
    },
    {
      "mes": "2021-04",
      "euribor_12m_media_pct": -0.483,
      "provisional": false
    },
    {
      "mes": "2021-03",
      "euribor_12m_media_pct": -0.487,
      "provisional": false
    },
    {
      "mes": "2021-02",
      "euribor_12m_media_pct": -0.501,
      "provisional": false
    },
    {
      "mes": "2021-01",
      "euribor_12m_media_pct": -0.505,
      "provisional": false
    },
    {
      "mes": "2020-12",
      "euribor_12m_media_pct": -0.497,
      "provisional": false
    },
    {
      "mes": "2020-11",
      "euribor_12m_media_pct": -0.481,
      "provisional": false
    },
    {
      "mes": "2020-10",
      "euribor_12m_media_pct": -0.466,
      "provisional": false
    }
  ]
}