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Mortgage advisors specialised in non-resident buyers. Free assessment, response within 24 business hours. Bank of Spain registered intermediary E569.

Excellenton TrustpilotMortgage portalFree assessmentInstant assessmentBank of Spain reg. no. E569

Send us your enquiry

Fill in this form and our team will reply within 24 business hours. To see at once which banks fit your case, use our free instant assessment.

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Our offices in Spain

Madrid

Paseo de la Castellana 259, floor 15

28046 Madrid, Spain

Mon-Fri 9:00-20:00 (Spanish time)

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Málaga

Avda Andalucía 46

29760 Málaga, Spain

Mon-Fri 9:00-20:00 (Spanish time)

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International clients can also book a video call. Just send us a message via the form or WhatsApp and we will arrange a time that works in your timezone.

Frequently asked questions

Is the mortgage assessment really free?

Yes. The mortgage assessment is free and without commitment: it compares your case with the 40 Spanish lenders with published rates and shows you at once which ones fit your profile. If you then want us to manage your mortgage, the terms are agreed in writing before we start. Our fees, €500 to €3,000 depending on complexity, are only charged if the bank grants you the mortgage, when the binding offer (FEIN) is issued. They cover the whole process up to signing. Switching an existing mortgage to another bank (subrogation) is free for the client. Some lenders, not all of them, also pay us a commission on the transactions we arrange. Before we start, you are entitled to know whether the lender you will sign with pays us one, its amount when known and whether it is deducted from our fees, and to ask us for the commissions paid by the different lenders (Spanish Law 5/2019, art. 35).

How quickly do you respond?

Phone: immediate during office hours (Mon-Fri 9:00-20:00 (Spanish time)). WhatsApp: under 2 hours during office hours. Email and web form: within 24 business hours.

Do you handle non-resident mortgage enquiries in English?

Yes. We serve clients in Spanish and English. Our team includes English-speaking advisors specialised in non-resident mortgages for foreign buyers, and we handle the full process in English, including documentation, sworn translation and notary signing.

What information do you need for an assessment?

Basic data: property use (primary, second home, investment), estimated price, available savings, employment situation, monthly net income, country of residence and citizenship. The instant assessment takes 1 minute and shows you the result at once.

Do you work with all Spanish banks?

We compare offers from 40 Spanish banks and 113 mortgage products, including major national banks, regional cooperatives and online banks.

Can I contact you outside working hours?

Yes. You can send your enquiry via email, WhatsApp or web form at any time. We will reply within 24 business hours (Mon-Fri 9:00-20:00 (Spanish time)).

Can I book an in-person meeting at your offices?

Yes. You can request an in-person meeting at our Madrid (Paseo de la Castellana 259, floor 15) or Málaga (Avda Andalucía 46) offices. We also offer video calls for clients outside Spain or who prefer remote service.

Where are your offices?

Madrid (Paseo de la Castellana 259, floor 15, 28046) and Málaga (Avda Andalucía 46, 29760). We also serve clients remotely across Spain and internationally.

Ready for your free mortgage assessment?

We compare the conditions of the 40 Spanish lenders with published rates and show you at once which ones fit your profile. Free, no commitment, instant result.

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About this content

Fernando Hierro
Fernando Hierro

Mortgage Content Editor

Published: May 2026

Last updated: October 2026

This page is informational and editorial in nature. It explains how the described mortgage conditions typically work and what to review, without guaranteeing results or replacing a lender’s assessment.

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