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Free personalised mortgage assessment

We compare across 53 banks and present you with the best options. No obligation.

Excellenton TrustpilotIndependent comparatorFree assessmentReply within 24hBank of Spain reg. nº E569

Request your mortgage assessment

Request your mortgage assessment

Fill in your details and you will receive a personalised analysis within 24 hours.

Step 1 of 5 · Property1 min

What will you use the property for?

Trustpilot|Free|Reply within 24h|Independent

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🛡️Registered with Bank of Spain · No. E569

Completely free

We analyse your case at no cost and with no obligation to proceed.

Response within 24 hours

Our team reviews each case individually and responds within one business day.

53 banks compared

We access offers from Spain's leading banks to find the one that best fits your profile.

Dedicated expert adviser

A mortgage specialist reviews your profile and provides personalised guidance.

How it works

1

Fill in the form

2 min

Answer a few basic questions about your situation and the property you are looking for.

2

We analyse your profile

24h

We evaluate your borrowing capacity, savings, and employment profile.

3

We compare offers

We search across 53 banks for the mortgages that match your profile.

4

We present your options

You receive a personalised report with the best conditions and clear next steps.

What the assessment includes

Borrowing capacity calculation

Personalised offer comparison

Monthly payment estimates by bank

Full breakdown of purchase costs

Bank recommendations based on your profile

Personalised negotiation strategy

Who is this service for

First-time buyers

You have never applied for a mortgage and need guidance through the process.

Mortgage switch or improvement

You already have a mortgage and want to improve your conditions.

Investors and second-home buyers

You are looking for financing for a second home or investment property in Spain.

Non-residents in Spain

You live abroad and want to buy property in Spain.

Frequently asked questions

What exactly does the mortgage assessment include?
It includes an analysis of your borrowing capacity, a personalised comparison of offers from different banks, estimated monthly payments, a full breakdown of purchase costs, and a recommendation of the banks that best match your profile.
How long does the analysis take?
Our team reviews each case individually. You will receive a response within 24 business hours.
What information do you need for the assessment?
Basic information: intended property use, estimated price, savings, employment status, income, and contact details.
Am I obliged to proceed?
No. The assessment is purely informational. You decide whether to move forward with any of the options we present.
How many banks do you compare?
We compare offers from 53 banks and 178 mortgage products across Spain.
Can I request an assessment without having chosen a property?
Yes. Many clients contact us before house-hunting to understand their real budget. This way you know how much you can borrow and what your monthly payment will be before you start viewing properties.
Can I request the assessment if I am self-employed or a non-resident?
Absolutely. We work with all profiles: employees, self-employed, civil servants, and non-tax-residents.
What happens after I receive the assessment?
Your dedicated adviser will walk you through the options and, if you decide to proceed, will accompany you throughout the entire process until signing at the notary.

Sobre este contenido

Fernando Hierro
Fernando Hierro

Editor de contenidos hipotecarios

Última actualización: Jul 2026

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