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Spanish will (testamento) for foreign property owners
Foreign owners of Spanish property face a critical inheritance planning decision: rely on their home-country will, or make a separate Spanish will (testamento). The choice has major implications for cost, speed, and which country's succession rules apply. Since the EU Succession Regulation 650/2012 took effect in August 2015, the answer has shifted — but it still depends on your nationality, residence and family situation. This guide explains when a Spanish will is essential, when your foreign will suffices, and how to draft one at a Spanish notary.
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Why a Spanish will speeds up inheritance
When a foreign property owner dies without a Spanish will, the heirs face a long bureaucratic chain: get a death certificate from the home country, apostille it, sworn-translate it, find the foreign will (or court-determined heirs), apostille and translate it, then present everything to a Spanish notary who issues a declaration of heirs.
With a Spanish will, the chain is shorter: heirs obtain the certificate of the Registro General de Actos de Última Voluntad, which shows the notary holding the will, and present the will with the apostilled death certificate. Fewer foreign documents to apostille and translate means less time and fewer fees.
A Spanish will does NOT replace your foreign will — it complements it. Best practice: have a foreign will covering all worldwide assets EXCEPT Spanish ones, and a Spanish will covering ONLY Spanish assets. Both must cross-reference each other to avoid revoking the other unintentionally.
EU Succession Regulation 650/2012 — the game changer
Since 17 August 2015, the EU Succession Regulation 650/2012 lets you choose which country's succession law applies to your estate via a clause called 'professio iuris'. Without this clause, the default rule is: succession is governed by the law of your habitual residence at death.
For a UK national living in London but owning a Spanish flat: default → the law of England and Wales, but English law refers real estate to the law of where it sits, which can bring Spanish law, and its forced heirship, back into play (art. 34 of the Regulation). A professio iuris electing English law in your Spanish will avoids that, because a chosen law is applied without that referral.
For a Spanish-resident foreigner (e.g. retired Brit living in Marbella): default → Spanish succession law applies, including forced heirship rules. Professio iuris electing their nationality's law overrides this — useful if you want to disinherit a child or leave everything to spouse (impossible under Spanish forced heirship).
Ireland and Denmark are not bound by the Regulation, and neither was the UK before it left the EU. But Spain and the other participating countries apply it to everyone, including nationals of those countries who own property there. In practice: a UK national with Spanish property CAN elect English law via professio iuris in their Spanish will.
Spanish forced heirship (legítima)
Spanish common-law (Código Civil) imposes 'legítima' — a mandatory share for descendants. The estate is divided into thirds: legítima estricta (1/3 equal among children — cannot be touched), mejora (1/3 among descendants — distribution flexible), libre disposición (1/3 — disposed freely).
A surviving spouse has a 'usufructo' (right to use, not own) on part of the estate. Parents have rights if no descendants exist.
This is very different from common-law systems (UK, US, Ireland) where testators have full freedom. For non-Spanish nationals, the professio iuris election in a Spanish will lets you bypass legítima entirely by applying your nationality's law.
Some Spanish autonomous regions have their own civil law (foral): Catalonia, Aragón, Navarra, País Vasco, Balearic Islands, Galicia. Their inheritance rules differ from the common-law system. If your Spanish property is in one of these regions, check the local rules.
How to make a Spanish will
Step 1 — Choose a notary. Any Spanish notary can draft a will. Notaries in major cities (Madrid, Barcelona, Marbella, Mallorca) typically have multilingual staff. The notary's fee for a 'testamento abierto' (open will, signed in front of notary) follows the official fee scale.
Step 2 — Prepare your documentation. Bring: passport, NIE, list of Spanish assets (properties, bank accounts), preferred heirs and shares, and any specific bequests (cash legacies, items). The notary drafts the will in Spanish; if you don't speak Spanish, an interpreter must be present, at your cost.
Step 3 — Include the professio iuris clause if you want the law of your nationality to apply: 'I elect the law of my nationality (e.g. English law) to govern my succession in accordance with article 22 of EU Regulation 650/2012.'
Step 4 — Sign at the notary. The will is read aloud, you confirm, sign. The notary issues a copy and registers the existence (not content) of the will at the Registro General de Actos de Última Voluntad in Madrid.
Step 5 — Store safely. Keep one copy at home, give one to your lawyer, inform your heirs that a Spanish will exists. After death, heirs can request a 'certificado de últimas voluntades' (a small fee, tasa 790 código 006) at the Registro to confirm if a will was made and find the notary who holds it.
Cost vs benefitA Spanish will costs the notary's regulated fee. A missing one adds apostilles, sworn translations and a declaration of heirs after your death — costs your family pays at the worst moment.
What to include — practical checklist
(1) Identification of testator — full name, nationality, NIE, marital status, current address.
(2) Statement of marital regime — separation of property (separación de bienes), community (gananciales), foreign regime (with reference to your country's law).
(3) Election of applicable law — explicit professio iuris for the law of your nationality.
(4) Designation of heirs and shares — universal heir (single heir for everything Spanish) or fractional distribution. For a couple owning together, typical: surviving spouse usufruct, children bare ownership.
(5) Specific bequests — particular items: artwork, vehicles, designated bank accounts.
(6) Appointment of executor (albacea) — Spanish lawyer or trusted person who manages the inheritance process.
(7) Substitute heirs — what happens if primary heir predeceases you.
(8) Cross-reference foreign will — explicit statement: 'This Spanish will affects only my Spanish assets and does not revoke any other will valid in my home country regarding non-Spanish assets.'
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Frequently asked questions
Will my Spanish will be valid in my home country?
Yes for purposes of disposing of your Spanish property. A Spanish will is recognised internationally under the 1961 Hague Convention on Form of Testamentary Dispositions. However, your home country will still apply its own succession rules and inheritance taxes to your home-country assets. Always keep both wills aligned.
Can I update my Spanish will later?
Yes, easily. Each new will revokes the previous one (in Spain you can only have one valid Spanish will at any time). Each new will is charged the notary's fee again. Notify your lawyer and heirs of the new version. Old versions remain in the Registro for historical reference but only the latest one applies.
What happens if my Spanish will and my foreign will contradict?
Generally the latest in time wins — if your Spanish will is dated later than your foreign will, it revokes any conflicting provisions. To avoid confusion, always include the cross-reference clause: 'This Spanish will affects only my Spanish assets'. Coordinate with your lawyer in both countries before making changes.
Do I need to register or notify someone about my Spanish will?
The notary automatically registers the EXISTENCE of the will (not the content) at the Registro General de Actos de Última Voluntad in Madrid. After death, your heirs request a certificate from this registry (a small fee) to confirm where the will is held. You don't need to notify anyone else but it helps to tell your lawyer and key heirs.
What if I want to disinherit a child?
Under Spanish forced heirship, you generally cannot. There are very limited grounds for 'desheredación' (causes of disinheritance specified in Código Civil articles 853-855 — abandonment, denial of maintenance, abuse, etc.) and they must be proven. However, with a professio iuris election to common-law systems (UK, US), you can disinherit freely — making this clause essential for foreign nationals who want testamentary freedom.
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About this content
Mortgage Content Editor
Published: October 2026
Last updated: October 2026
This page is informational and editorial in nature. It explains how the described mortgage conditions typically work and what to review, without guaranteeing results or replacing a lender’s assessment.